Every Day Between Job Completion and Payment Is Money You've Earned but Can't Use
Most service companies operate on a cash flow cycle that makes no sense: complete the job, batch invoices at the end of the week, wait for the customer to get around to paying, deposit a check 12 days after the job is done. You've been financing the materials and labor for two weeks out of your own working capital.
ECode FX collapses that cycle. Techs send a payment link the moment the job is marked complete. Customers pay in under 60 seconds. Funds deposit in 1–2 business days. The cash cycle goes from 12 days to 2 — on every job, every time.
- Payment link sent by text from the tech's phone in under 60 seconds
- Customers pay by card, debit, or ACH — no card reader or app needed
- Funds deposit to your bank account in 1–2 business days via Stripe
- Automatic overdue reminders fire at 24h and 72h without any manual follow-up
- Every payment permanently recorded to the customer and job record
- Deposit collection at job start, balance at completion — both automated
Every Feature You Need in Payments
No add-ons. No hidden tiers. Everything below is included with your ECode FX subscription.
Text-to-Pay Links
Technicians send a branded payment link by text from the ECode FX mobile app the moment a job is complete. The customer taps, sees the itemized invoice, and pays in under 60 seconds — no app, no account, no friction.
Multiple Payment Methods
Accept Visa, Mastercard, American Express, Discover, debit cards, and ACH bank transfers through every payment link. Customers pay how they prefer. No payment method creates a barrier to collection.
Stripe-Powered Processing
All payments processed through Stripe — the same infrastructure used by Amazon and Shopify. PCI Level 1 compliant, fraud-protected, and trusted by millions of businesses. Your customers' payment data is always secure.
Automatic Payment Reminders
If an invoice goes unpaid after 24 hours, ECode FX sends an automatic friendly reminder by text. Three days overdue, another reminder. You never have to make an awkward collection call for a routine invoice.
Deposit and Partial Payments
Collect a deposit before work begins and balance payment at completion. Partial payments are tracked against the invoice total. The complete payment history is always visible on the job record.
Payment and Collection Reporting
See all transactions, outstanding balances, average days-to-pay, and collection rates by technician, service type, and time period. Know exactly where your cash is sitting and where it's flowing.
$47,000 in Outstanding Invoices Collected in a Single Day
Apex Commercial Services carried $40,000–60,000 in outstanding receivables constantly under their net-30 invoicing model. After switching to ECode FX text-to-pay with automatic reminders, they sent payment links to their entire outstanding backlog in one morning. $47,000 was collected within 24 hours. Their ongoing outstanding balance now rarely exceeds $8,000.
See How It Works →Frequently Asked Questions
Stop Chasing Payments. Start Collecting Them.
Book a demo and see how ECode FX payment collection works from the job site to your bank account.
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